Athol Savings Bank

Loans

Consumer Loans

Personal Unsecured Loans

Athol Savings Bank offers Personal unsecured loans to suit your financing needs. They can be used to consolidate bills, buy new furniture, or finance a vacation.

  • Minimum Loan Amount - $1,000
  • Maximum Loan Amount - $10,000
  • Various Repayment Terms 
  • Rate Discount available with automatic payment from ASB account and direct deposit of net paycheck
  • Payment Protection Insurance available*

*Certain restrictions may apply.

See Rates

Automobile Loans

Whether you are purchasing a new or used car, Athol Savings Bank can make the payments affordable for you with our flexible terms.

  • Minimum Loan Amount - $1,000
  • Maximum Loan Amount - $50,000
  • Various Repayment Terms 
  • Loan to Value - New 100%
    Used 90%
  • Rate Discount available with automatic payment from ASB account and direct deposit of net paycheck
  • Payment Protection Insurance available*

*Certain restrictions may apply.

See Rates

Recreational Vehicle Loans

If you are in the market for a new or used motorcycle, snowmobile, boat, All Terrain Vehicles or camping/travel trailers, we can help.

  • Minimum Loan Amount - $1,000
  • Maximum Loan Amount - $50,000
  • Various Repayment Terms 
  • Loan to Value - New 90%
    Used 90%
  • Rate Discount available with automatic payment from ASB account and direct deposit of net paycheck
  • Payment Protection Insurance available*

See Rates

Overdraft Protection

An Overdraft Protection Line of Credit provides qualified borrowers with a personal revolving line of credit.  It allows you to access your line of credit by check, automatic withdrawal, ATM, or point-of-sale transactions, any transaction that overdraws the account will be covered, including bank assessed fees, up to your available credit limit. You pay interest on the outstanding balance instead of costly overdraft fees.  With Overdraft Protection tied to your checking account, you never have to worry about insufficient funds.

  • Minimum Loan Amount - $100
  • Maximum Loan Amount - $1,000
  • Annual fee applies. See Fee Schedule

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Collateral Loans

Use the funds in your Athol Savings Bank certificate of deposit, statement or passbook savings as collateral for a loan.

  • Minimum Loan Amount - $1,000
  • Loan to Value - Maximum 100%

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Stock Loans

If you own stock and would like to use it as a source of collateral, then this loan product is just right for you.

  • Minimum Loan Amount - $1,000
  • Loan to Value - Maximum 60%

See Rates