personal

Checking Accounts

At Athol Savings Bank, we know that personal checking can be just that – personal!

With premium options available like free online banking & bill pay, free MasterMoney® Debit & ATM cards, and even interest paying terms, it’s never been easier to manage your personal checking with Athol Savings Bank.

To find the right fit for you and your lifestyle, just answer three easy questions:

Does anyone plan to have direct deposit or an automatic payment with this account?

Yes     No

Will there be anyone 50 years or over signing on this account?
 

Yes     No

Will you always keep more than $2,500 in your checking account?
 

Yes     No

Will you always keep more than $2,500 in your checking account?
 

Yes     No

Will you always keep more than $2,500 in your checking account?
 

Yes     No

Based on your answers, our suggestion for you is:

Yes Premium Interest Checking

Yes Direct Free Interest Checking

Yes Fabulous 50 Free Interest Checking

Yes Completely Free Checking

reset questions

With an ASB Completely Free Checking account, you’ll receive:

  • A free thank you gift, with our regards
  • No minimum balance required
  • No monthly service charge
  • No per check charge
  • Free MasterMoney® Debit & ATM Card
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free ‘Round-the-Clock Telephone Banking
  • Free First Order of Checks
  • Free eStatements
  • Free Non-ASB ATM transactions - up to 5 per statement cycle*

*ATM owner surcharge may apply.

With an ASB Direct Free Interest Checking account, you’ll enjoy:

  • A free thank you gift, with our thanks
  • Free checking with the convenience of direct deposit or any automatic payment
  • Earned interest
  • No minimum balance required
  • No monthly service charge
  • No per check charge
  • Free MasterMoney® Debit & ATM Card
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free ‘Round-the-Clock Telephone Banking
  • Free First Order of Checks
  • Free eStatements
  • Free Non-ASB ATM transactions - up to 5 per statement cycle*

*ATM owner surcharge may apply.

With an ASB Fabulous 50 Free Interest Checking account, you’ll receive:

  • A free thank you gift, with our appreciation
  • Free checking for customers 50 and over
  • Earned interest
  • No minimum balance required
  • No monthly service charge
  • No per check charge
  • Free MasterMoney® Debit & ATM Card
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free ‘Round-the-Clock Telephone Banking
  • Free First Order of Checks
  • Free eStatements
  • Free Non-ASB ATM transactions - up to 5 per statement cycle*

*ATM owner surcharge may apply.

With ASB’s Premium Interest Checking account, you’ll earn:

  • A free thank you gift, with our gratitude
  • Earned interest, plus higher rate available with $2,500+ balances (see rates)
  • No per check charge
  • Free MasterMoney® Debit & ATM Card
  • Free Online Banking
  • Free Bill Pay
  • Free Mobile Banking
  • Free ‘Round-the-Clock Telephone Banking
  • Free personalized checks for the life of the account
  • Free eStatements
  • Free Non-ASB ATM transactions - up to 5 per statement cycle*

*ATM owner surcharge may apply.

You may be eligible for a waiver or discount of fees relative to your savings account(s) and/or checking account(s) if you are 65 years of age or older or 18 years of age or under. Please contact us if you qualify.

Click here for a side-by-side comparison of all of ASB’s personal checking account options available.

Questions?

At Athol Savings Bank, we’re here for you! If you’ve got questions, we’ve got answers.

We’re here to discuss your questions, suggestions, and concerns at your convenience; and, we always look forward to talking with you. Contact us today!