“Rates

Consumer Loans

At Athol Savings Bank, we strive to offer you the best loan rates possible – everyday!

Loan Rates

All rates Effective 5/1/2017

All Rates Subject to Change Without Notice

Personal Loans

*APR reflects a .25% discount for automatic payment and a .25% discount for direct deposit of net paycheck. Automatic payment and/or direct deposit are optional.

** APR = Annual Percentage Rate

HEAT Loans

*APR = Annual Percentage Rate

Overdraft Line of Credit

*APR = Annual Percentage Rate
$32.00 fee assessed annually after the first year

New Auto Loan

Used Auto Loan

*Additional .25% discount for Automatic payment from ASB Deposit Account. Automatic payment is optional.

**Annual Percentage Rate.

2009 Automobiles and older-Refer to personal loan rate.

Small Recreational Vehicles-Motorcycles/Snowmobiles
All Terrain Vehicles, Travel Trailers

*APR reflects a .25% discount for automatic payment and a .25% discount for direct deposit of net paycheck. Automatic payment and/or direct deposit are optional.

**Annual Percentage Rate

Large Recreational Vehicles
Motor Homes/ Boats greater than 16 feet

*APR reflects a .25% discount for automatic payment and a .25% discount for direct deposit of net paycheck. Automatic payment and/or direct deposit are optional.

**Annual Percentage Rate

2009 Recreational vehicles and older-Refer to personal loan rate.

Collateral Loans

*Annual Percentage Rate.
**Repayment term 60 months
Variable Loan Rate.
Loan Rate will be 3% above the current interest rate being earned on an Athol Savings Bank Passbook,Statement Savings or Certificate of Deposit with a minimum loan rate of 4.50% (floor).
Maximum loan to value 100%.

Stock Secured Loans

*Annual Percentage Rate
Variable Loan Rate.
Loan rate will be the prime lending rate as published in the Wall Street Journal + 1% with a minimum loan rate of 4.50 % (floor).
Maximum loan to value 60%.
Minimum share value $10.00.
Stocks must be listed on the New York, American or NASDAQ stock exchanges.

Questions?

At Athol Savings Bank, we’re here for you! If you’ve got questions, we’ve got answers.

We’re here to discuss your questions, suggestions, and concerns at your convenience; and, we always look forward to talking with you. Contact us today!