Consumer Loans
Auto Loans
Whether you're purchasing a new or used car, at Athol Savings Bank, we can make payments affordable for you with our flexible terms. Rate discounts available for automatic payment withdrawal and direct deposit of your net paycheck. Minimum loan amount is $1000. Monthly principal and interest payments required.
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Personal Unsecured Loans
Consolidate bills, buy new furniture, finance a vacation, or use the funds for practically any purpose you choose. The rate is fixed and we offer flexible terms. Rate discounts available for automatic payment withdrawal and direct deposit of your net paycheck. The minimum loan amount is $1000 and the maximum is $10,000. Monthly principal and interest payments required.
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Recreational Vehicle Loans
Every season has its recreational vehicles. When the season's right for you, stop by Athol Savings Bank and check out our rates. Our small RV loans include motorcycles, all terrain vehicles, snowmobiles, etc. Large RV loans include motor homes and boats. We offer flexible terms on both the small recreational vehicles and large recreational vehicles. Rate discounts available for automatic payment withdrawal and direct deposit of your net paycheck. Minimum loan amount is $1000. Monthly principal and interest payments required.
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Overdraft Protection Line of Credit
Athol Savings Bank offers a convenient way to avoid the expense and embarrassment of overdrawing your checking account. With the Overdraft Protection tied to your Athol Savings Bank checking account, you will never again have to worry about insufficient funds! Minimum line of credit amount is $100, the maximum is $1000.
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Collateral Loans
Use the funds invested in your Athol Savings Bank Certificate of Deposit or Passbook Savings as collateral for a loan. Rates are low and you can use the funds for any purpose you choose. The annual percentage rate is 3.00% over the interest rate being earned on the Athol Savings Bank Passbook or Certificate of Deposit or 4.50% whichever is higher. We will lend up to 95% of the collateral value. Minimum loan amount is $1,000. Flexible repayment terms, pay interest only quarterly, or monthly principal and interest payments.
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Stock Secured Loans
If you own stock and would like to use it as a source of collateral, then this loan product is just right for you. Stock must be listed on the New York, American or NASDAQ Stock Exchanges. Each share must have a minimum par value of $10.00. Maximum loan is 60% of the stock value. Minimum loan amount is $1000. These loans have a variable rate that is subject to change monthly based on the Prime Lending Rate as published in the Wall Street Journal plus 1%. Flexible repayment terms, interest only due quarterly or fixed monthly principal and interest payment options.
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Rates are subject to change without notice.
Athol Savings Bank uses NADA values for all types of vehicle loans.
Automobile loans will require borrowers to maintain satisfactory automobile insurance coverage.
Contact an Athol Savings Bank lender or branch manager. Please call toll free 1-888-830-3200 or contact your local branch office. (Click here for locations and phone numbers.)
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