Athol Savings Bank Proud of Our Past, Focused on the Future

Checking Account Products


Account Account Benefits Account Features
Completely Free Checking
Fee Schedule

Truth in Savings

New Account Information

This account is for customers who want simple, hassle-free checking and are more concerned with low cost than earning interest.



  • NO minimum balance
  • NO monthly service fee
  • NO per check charge
  • FREE MasterMoney Debit or ATM card
  • FREE Online Banking
  • FREE Bill Pay (Must pay at least 1 bill per month to avoid fee of $2.95)
  • No charge for first 5 non-Athol Savings Bank ATM transactions per month*
  • Automatic transfer overdraft protection available**
  • FREE trial pack of personalized checks
  • Verify balance, deposits, withdrawals, checks clearing, and transfer funds via telephone through 'Round-the-Clock Banking***
  • Direct deposit and electronic payments available
  • Overdraft line of credit available (subject to credit approval)
  • Contact one of our Branch Locations for more information
Fabulous 50 Free Interest Checking
Fee Schedule

Truth in Savings

New Account Information

This is an interest bearing account for customers who will have at least one account owner who is 50 years of age or older.



  • NO minimum balance
  • NO monthly service fee
  • NO per check charge
  • Interest bearing ($10.00 minimum balance necessary)
  • FREE MasterMoney Debit or ATM card
  • FREE Online Banking
  • FREE Bill Pay (Must pay at least 1 bill per month to avoid fee of $2.95)
  • No charge for first 5 non-Athol Savings Bank ATM transactions per month*
  • Automatic transfer overdraft protection available **
  • FREE trial pack of personalized checks
  • Verify balance, deposits, withdrawals, checks clearing, and transfer funds via telephone through 'Round-the-Clock Banking***
  • Direct deposit and electronic payments available
  • Overdraft line of credit available (subject to credit approval)
  • Contact one of our Branch Locations for more information
Direct Free Interest Checking
Fee Schedule

Truth in Savings

New Account Information

This is an interest bearing account for customers who can have direct deposit of a payroll, Social Security or recurring government check or an automatic payment.



  • No minimum balance
  • No monthly service fee
  • No per check charge
  • Interest bearing ($10.00 minimum balance necessary)
  • FREE MasterMoney Debit or ATM card
  • FREE Online Banking
  • FREE Bill Pay (Must pay at least 1 bill per month to avoid fee of $2.95)
  • No charge for first 5 non-Athol Savings Bank ATM transactions per month*
  • Automatic transfer overdraft protection available**
  • FREE trial pack of personalized checks
  • Verify balance, deposits, withdrawals, checks clearing, and transfer funds via telephone through 'Round-the-Clock Banking***
  • Direct deposit and electronic payments available
  • Overdraft line of credit available (subject to credit approval)
  • Contact one of our Branch Locations for more information
Premium Interest Checking
Fee Schedule

Truth in Savings

New Account Information

This is an interest bearing account and as long as you maintain a minimum balance of $1000, the monthly service fee is waived. You will earn a higher rate of interest if you maintain a balance of $2500 or more.



  • No monthly service fee (when minimum balance is maintained). See fee schedule
  • No per check charge
  • Interest bearing ($10.00 minimum balance necessary)
  • FREE MasterMoney Debit or ATM card
  • FREE Online Banking
  • FREE Bill Pay (Must pay at least 1 bill per month to avoid fee of $2.95)
  • No charge for first 5 non-Athol Savings Bank ATM transactions per month*
  • Automatic transfer overdraft protection available**
  • Verify balance, deposits, withdrawals, checks clearing, and transfer funds via telephone through 'Round-the-Clock Banking***
  • Direct deposit and electronic payments available
  • Overdraft line of credit available (subject to credit approval)
  • Contact one of our Branch Locations for more information
18/65 Checking
Fee Schedule

Truth in Savings

New Account Information

This is an interest bearing account for customers who are age 18 or under or age 65 or over.



  • No minimum balance
  • No monthly service fee
  • No per check charge
  • Interest bearing ($10.00 minimum balance necessary)
  • FREE MasterMoney Debit or ATM card
  • FREE Online Banking
  • FREE Bill Pay (Must pay at least 1 bill per month to avoid fee of $2.95)
  • No charge for first 5 non-Athol Savings Bank ATM transactions per month*
  • Automatic transfer overdraft protection available**
  • FREE personalized checks
  • Verify balance, deposits, withdrawals, checks clearing, and transfer funds via telephone through 'Round-the-Clock Banking***
  • Direct deposit and electronic payments available
  • Overdraft line of credit available (subject to credit approval)
  • Contact one of our Branch Locations for more information



* ATM owner surcharge may apply.
** Statement Savings Account Required. Transaction fee applies. See fee schedule
*** Call customer service for details - application needed for transfer capabilities

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