Athol Savings Bank Proud of Our Past, Focused on the Future

Individual Retirement Accounts


Account Benefits Account Features
Traditional IRA
A Retirement plan that allows you to defer taxes on your earnings until they are withdrawn.

Click Here for answers to common questions.
  • Tax-deferred earnings
  • Tax deductible contributions for those who qualify
  • Available in statement savings or term deposit from 6 months to 5 years
  • No annual fee
  • Annual statement at year end
  • Contact one of our Branch Locations for more information
ROTH IRA
A Retirement Plan that allows only nondeductible contributions and features tax-free withdrawals for qualified distribution reasons after a five-year holding period.

Click Here for answers to common questions.
  • Tax-free withdrawal of earnings if qualified
  • Available in statement savings or term deposit from 6 months to 5 years
  • No annual fee
  • Annual statement at year end
  • Contact one of our Branch Locations for more information
SEP IRA
A Business Retirement Plan for small employers including self-employed individuals with no employees. Any employer, including sole proprietorship, partnership, or a corporation can establish a SEP.

Click Here for answers to common questions.
  • Tax deferred earnings deductible by the employer
  • Available in statement savings or term deposit from 6 months to 5 years
  • No annual fee
  • Annual statement at year end
  • Contact one of our Branch Locations for more information

Back to Top
Equal Housing LenderDigital Insight, an Intuit companyMember FDICDIFSUMSBLI
DisclosuresPrivacySecurity