Savings Account Products

Savings Accounts

Account Benefits

Account Features

Statement Savings Account
Fee Schedule Truth in Savings New Account Information	This account offers a competitive rate of interest, security and easy access to funds on deposit. There is a very low minimum balance requirement to avoid the monthly service fee.*	NO monthly service fee when minimum balance is maintained. See fee schedule Interest bearing ($10 minimum balance necessary) Receive monthly statements Direct deposit and electronic payments available See Truth-in Savings FREE ATM card available No charge for first 5 non-Athol Savings Bank ATM transactions per month * Funds may be used to automatically cover insufficient items on your checking account Verify balance, deposits, withdrawals and transfer funds via telephone through 'Round-the-Clock Banking and/or through Online Banking** Contact one of our Branch Locations for more information
Passbook Account
Fee Schedule Truth in Savings New Account Information	This traditional passbook provides you with a record of your transactions and interest payments. There is a very low minimum balance requirement to avoid the monthly service fee. *	NO monthly service fee when minimum balance is maintained See fee schedule Interest bearing ($10 minimum balance necessary) Direct deposit available Passbook provides you with a record of your account May be used for collateral loan Verify balance, deposits, withdrawals and transfer funds via telephone through 'Round-the-Clock Banking and/or through Online Banking**** Contact one of our Branch Locations for more information
Money Market
Fee Schedule Truth in Savings New Account Information	If you have more to invest, but don't want to tie up your funds in a term CD — consider a Money Market. This account earns a higher rate of interest than a regular savings account and you'll have access to your funds via check or ATM. There's a minimum balance requirement to avoid the monthly service fee and to earn the higher Money Market interest rate. *	NO monthly service fee when minimum balance maintained. See fee schedule Interest bearing ($10 minimum balance necessary) Direct deposit and electronic payments available See Truth-in Savings FREE ATM Card available No charge for first 5 non-Athol Savings Bank ATM transactions per month * UNLIMITED over-the-counter withdrawals Check writing available See Truth-in Savings Funds may be used to automatically cover insufficient items on your checking account Verify balance, deposits, withdrawals and transfer funds via telephone through 'Round-the-Clock Banking and/or through Online Banking** Contact one of our Branch Locations for more information
Club Account
Fee Schedule Truth in Savings New Account Information	This is an easy way to save for the holidays or vacation. With a nominal initial deposit you can earn a competitive rate of interest on your balance, as long as you take no withdrawals prior to club completion. You may continue the account from year to year.	No monthly service charge No minimum balance requirement Interest bearing ($10 minimum balance necessary) Direct deposit available Passbook provides you with a record of your account Check issued annually in October Verify balance, deposits and transfer funds into your club account via telephone through 'Round-the-Clock Banking and/or through Online Banking**** Contact one of our Branch Locations for more information

You may be eligible for a waiver or discount of fees relative to your account if you are 65 years of age or older, or 18 years of age or under. Please provide proof of age if you qualify by completing an application form at any branch.

* Refer to separate fee schedule
*** ATM owner surcharge may apply
**** Call customer service for details - application needed for transfer capabilities