Fee Schedule
Effective January 1, 2008
| Insufficient Funds |
$30.00 |
| Unavailable Funds |
$30.00 |
| Stop Payment |
$30.00 |
| Certified Check |
$30.00 |
| Collection Item |
$25.00 |
| Canadian Deposit Item (per item) |
$10.00 |
| Canadian Deposit Item Return (per item) |
$25.00 |
| Foreign Deposit Item (per item)* |
$15.00-$65.00 |
| Foreign Deposit Item Return (per item) |
$30.00 |
| Deposited/Cashed Item Returned |
$4.77 |
| IRA Transfer Fee |
$25.00 |
| IRA Annual Fee, per plan |
$10.00 |
|
*Fee applies to Canadian currency checks, U.S. dollar checks drawn on Canadian Banks and U.S. dollar checks drawn on banks in: United Kingdom, France, Germany and Japan. All other items are subject to a $65.00 fee.
| Checking |
| Completely Free |
$0.00 |
$0.00 |
| Fabulous 50 Free Interest |
$0.00 |
$0.00 |
| Direct Free Interest |
$0.00 |
$0.00 |
| Premium Interest |
$1,000.00 |
$8.00 |
| 18/65 |
$0.00 |
$0.00 |
| Inactive Checking Account Monthly Fee |
|
$5.00 (after six months on accounts with balances less than $500) |
|
** Service charges apply only if the balance falls below the minimum
+ You may be eligible for a waiver or discount of fees relative to your savings account(s) and/or checking account(s) if you are 65 years of age or older, or 18 years of age or under. Please provide proof of age if you qualify by completing an application form at any branch.
| Savings |
| Passbook |
$100.00 |
$2.00 |
| Statement |
$100.00 |
$2.00 |
| Club |
$0.00 |
$0.00 |
| Money Market |
$2,500 |
$10.00 |
| Excess Transaction Fee |
|
$10.00 |
|
**Service charges apply only if the balance falls below the minimum
+You may be eligible for a waiver or discount of fees relative to your savings account(s) and/or checking account(s) if you are 65 years of age or older, or 18 years of age or under. Please provide proof of age if you qualify by completing an application form at any branch.
| Account Research (per hour) minimum 1 hour |
$40.00 |
| Abandoned Property |
$30.00 |
| Copies: 1099, 1098 statement |
$5.00 |
| Duplicate Statement |
$6.00 |
| Lost Passbook |
$20.00 |
| Money Order |
$3.00 |
| Treasurer's/Bank Check |
$3.00 |
| New Account Closed within 6 months |
$10.00 |
| Signature Guarantee (per item) |
$25.00 |
| Tax Levy Processing |
$30.00 |
| Traveler's Cheques |
1 % of sale |
| Wire Transfers: |
|
| Domestic Incoming |
$15.00 |
| Domestic Outgoing |
$20.00 |
| All Foreign |
$50.00 |
| Notary Service (customers) |
FREE |
| Notary Service (non-customers) |
$1.25 |
| Returned Mail (per month, per account) |
$5.00 |
|
| Non-Athol Savings Bank ATM withdrawals/Balance Inquiries
(First 5 FREE per statement cycle)* |
$1.00 |
| Replacement Cards |
$20.00 |
| Replacement Cards (Rush) |
$35.00 |
|
* ATM owner surcharge may apply
| Automatic Transfer Protection |
$10.00/per transfer** |
| Overdraft Protection Annual Fee |
$30.00 |
|
| Online Banking |
Free |
| Bill Pay
service fee |
Free* |
|
* Must pay at least one bill per month with Bill Pay in order to avoid a fee of $2.95.
Safe Deposit Boxes
Main Office
444 Main Street, Athol
|
| 2 x 5 | $50.00 | $30.00 |
| 3 x 5 | $55.00 | $35.00 |
| 5 x 5 | $65.00 | $45.00 |
| 3 x 10 | $70.00 | $50.00 |
| 5 x 10 | $80.00 | $60.00 |
| 10 x 10 | $145.00 | $125.00 |
| 15 x 10 | $170.00 | $150.00 |
|
Lending Center
388 Main Street, Athol
|
| 1 1/2 x 5 | $20.00 | $10.00 |
| 3 x 5 | $55.00 | $35.00 |
| 3 x 10 | $70.00 | $50.00 |
| 7 x 10 | $80.00 | $60.00 |
| 10 x 10 | $145.00 | $125.00 |
| 17 x 10 | $170.00 | $150.00 |
|
Ashburnham Branch
52 Main Street, Ashburnham
|
| 2 x 5 | $50.00 | $30.00 |
| 3 x 5 | $55.00 | $35.00 |
| 5 x 5 | $65.00 | $45.00 |
| 3 x 10 | $70.00 | $50.00 |
| 5 x 10 | $80.00 | $60.00 |
|
Baldwinville Branch
50 Elm Street, Baldwinville
|
| 3 x 5 | $55.00 | $35.00 |
| 3 x 10 | $70.00 | $50.00 |
| 5 x 10 | $80.00 | $60.00 |
| 10 x 10 | $145.00 | $125.00 |
|
Winchendon Branch
112 Central Street, Winchendon
|
| 2 x 5 | $50.00 | $30.00 |
| 3 x 5 | $55.00 | $35.00 |
| 4 x 5 | $60.00 | $40.00 |
| 5 x 5 | $65.00 | $45.00 |
| 3 x 10 | $70.00 | $50.00 |
| 5 x 10 | $80.00 | $60.00 |
| 10 x 10 | $145.00 | $125.00 |
| CHESTS | $220.00 | $200.00 |
|
Gardner Branch
196 Timpany Blvd., Gardner
|
| 3 x 5 | $55.00 | $35.00 |
| 5 x 5 | $65.00 | $45.00 |
| 3 x 10 | $70.00 | $50.00 |
| 5 x 10 | $80.00 | $60.00 |
| 10 x 10 | $145.00 | $125.00 |
|
Miscellaneous Fees
| Drilling Box | $200.00 |
| Key Replacement | $25.00 |
| Late Fee | $5.00/month |
|
Not all sizes and boxes are available at all branches
| 
