Business Fee Schedule

Effective February 15, 2018

 
Account Fees  
Insufficient/Unavailable 35.00
Stop Payment 35.00
Inactive Checking Account Monthly Fee
(After 6 months on accounts with balances less than $100.00)
20.00
New Account Closed within 6 months 10.00
IRA/SEP Transfer Fee 30.00
Retirement Plan Fee, per Plan 12.00
 
ATM/Business Debit Card Services  
Athol Savings Bank ATM withdrawals and/or balance inquiries Free
Non-Athol Savings Bank ATM withdrawals and/or balance inquiries* 1.00
Point-of-Sale transactions Free
Replacement Cards 20.00

*First 5 free per statement cycle. ATM owner surcharge may apply.

 
Cash Reserve Services  
OD Protection Transaction Fee (per transfer)
(Automatic Transfer Protection from savings)
10.00
Business Overdraft Line of Credit (per year) 35.00
 
Checks  
Money Orders 5.00
Treasurer/Bank Check 5.00
Certified Check 35.00
 
Funds Transfers  
Domestic Wire, incoming 15.00
Domestic Wire, outgoing 25.00
Foreign Wires, all 50.00
 
Night Depository  
Plastic Deposit Bags (per 100) 20.00
Night Deposit Key Replacement 5.00
Extra Night Deposit Keys (each) 5.00
 
International  
Canadian Check Fee (per item) 21.00
Canadian Check Return Fee (per item) 25.00
Foreign Check Fee (per item)* 35.00 - 80.00
Foreign Check Return Fee (per item) 40.00

*Fee applies to Canadian currency checks, U.S. dollar checks drawn on Canadian Banks and U.S. dollar checks drawn on banks in:  United Kingdom, France, Germany, and Japan. All other items are subject to an $80 fee.

 
Other  
Collection Item (Domestic) 25.00
Collection Item (Foreign) 30.00
Deposited/Cashed Item Returned 10.00
Tax Levy 75.00
Account Research  25.00/Hour, Minimum $25.00
Abandoned Property 50.00
Interim/Copy of Statements 5.00
Copies 1099, 1098 5.00
Duplicate Statement 6.00
Copy of Statement 3.00
Copy of images per page 1.50
Statements, special handling 5.00
Back-up Withholding Set-Up Fee 10.00
Returned Mail (per month, per account) 15.00
 

Account Information

Business Checking

Completely Free Business Checking  
Minimum Balance 0.00
Monthly Service Charge 0.00
Monthly per item fee in excess of 1000 debit and credit transactions 0.25 per debit and credit item
 
Business Interest Checking  
Minimum Balance 1000.00
Monthly Service Charge* 8.00
Monthly per item fee in excess of 1000 debit and credit transactions 0.25 per debit and credit item
 
Commercial Checking  
Minimum Balance 0.00
Monthly Service Charge (May be reduced by the Earnings Credit) 15.00
Per transaction item fee ** 0.12

 

 
Municipal Checking  
Minimum Balance 10,000.00
Monthly Service Charge* 10.00
Monthly debit fee if balance falls below minimum 0.10 per debit item
Monthly deposit fee if balance falls below minimum 0.08 per deposit
 
IOLTA Checking  
Minimum Balance 0.00
Monthly Service Charge 0.00

 

Business Savings

Statement Savings  
Minimum Balance 100.00
Monthly Service Charge * 3.00
 
Passbook Savings  
Minimum Balance 100.00
Monthly Service Charge * 3.00
 
Money Market  
Minimum Balance 2,500.00
Monthly Service Charge * 10.00
Monthly Service Charge for excess transfers over 6 *** 10.00
 
Municipal Money Market  
Minimum Balance 2,500.00
Monthly Service Charge * 10.00
Monthly Service Charge for excess transfers over 6 *** 10.00
 
Tiered Municipal Money Market  
Minimum Balance 2,500.00
Monthly Service Charge * 10.00
Monthly Service Charge for excess transfers over 6 *** 10.00

Xtreme Business Money Market

 
Minimum Balance 2,500.00
Monthly Service Charge * 10.00
Monthly Service Charge for excess transfers over 6 *** 10.00

 

* Fee is charged only if minimum balance is not maintained

** Includes deposited items, checks paid, external deposits, and external withdrawals

*** Limited to 6 transfers per month by preauthorized, automatic, telephone, or computer transfer, or by check, draft, or similar order.