Personal Fee Schedule
Effective March 15, 2019
|Insufficient Funds Fee - Paid (Overdraft Fee)||32.00|
|Insufficient Funds Fee - Returned (Returned Item Fee)||32.00|
|Unavailable Funds Fee||32.00|
|Inactive Checking Account Monthly Fee
(After 6 months on accounts with balances less than $100.00)
|Excess Transaction Fee (Statement Savings)*||10.00 per item over 6|
|Excess Transaction or Check Fee (Money Markets)*||10.00 per item over 6|
|New Account Closed within 6 months||10.00|
|IRA Transfer Fee||30.00|
|Retirement Plan Fee, per Plan||12.00|
* Limited to 6 transfers per month by preauthorized, automatic, telephone, or computer transfer, or by check, draft, or similar order.
|ATM/MasterMoney® Card Services|
|Athol Savings Bank ATM withdrawals and/or balance inquiries||Free|
|Non-Athol Savings Bank ATM withdrawals and/or balance inquiries*||1.00|
|Rush Replacement Card||35.00|
*First 5 free per statement cycle. ATM owner surcharge may apply.
|Cash Reserve Services|
|OD Protection Transaction Fee
(Automatic Transfer Protection from savings)
|Overdraft Protection Annual Fee||32.00|
|Online Banking and Bill Pay|
|Domestic Wire, incoming||15.00|
|Domestic Wire, outgoing||25.00|
|Foreign Wires, all||50.00|
|Canadian Check Fee (per item)||21.00|
|Canadian Check Return Fee (per item)||25.00|
|Foreign Check Fee (per item)*||35.00 - 80.00|
|Foreign Check Return Fee (per item)||40.00|
*Fee applies to Canadian currency checks, U.S. dollar checks drawn on Canadian Banks and U.S. dollar checks drawn on banks in: United Kingdom, France, Germany, and Japan. All other items are subject to an $80 fee.
*You may be eligible for a waiver or discount of fees relative to your savings account(s) and/or checking account(s) if you are 65 years of age or older, or 18 years of age or under. Please contact us if you qualify.
**Monthly Service Charges apply only if the balance falls below the minimum.