Certificates of Deposit

Products Certificates of Deposit Save$um Certificate of Deposit
Features  Offer a fixed interest rate for a specific period of time. Gives children an opportunity to earn a higher interest rate.
Balance to Open $500 $250

See Rates

See Rates

Minimum Balance to Earn Interest $10.00 $10.00
Terms 3 Months -
5 Years
6 Months
Early Withdrawal Penalty* Yes Yes
Interest Frequency Monthly Monthly
Online Banking Access View only View only
Automatic Renewal Yes


* A penalty may be imposed for withdrawals before maturity:

  • The fee we may impose will equal all interest that could have been earned for the remainder of the term.  This could result in the loss of Principal.
  • If the withdrawal is made within the first six days after the deposit, we will impose a penalty of seven days interest on the amount withdrawn subject to penalty.

    New Account Information