“Rates

Consumer Loans

At Athol Savings Bank, we strive to offer you the best loan rates possible – everyday!

Loan Rates

All rates Effective 9/4/2018

All Rates Subject to Change Without Notice

Personal Loans

*APR reflects a .25% discount for automatic payment and a .25% discount for direct deposit of net paycheck. Automatic payment and/or direct deposit are optional.

** APR = Annual Percentage Rate

HEAT Loans

*APR = Annual Percentage Rate

Overdraft Line of Credit

*APR = Annual Percentage Rate
$32.00 fee assessed annually after the first year

New Auto Loan

Used Auto Loan

*Additional .25% discount for Automatic payment from ASB Deposit Account. Automatic payment is optional.

**Annual Percentage Rate.

2010 Automobiles and older-Refer to personal loan rate.

Small Recreational Vehicles-Motorcycles/Snowmobiles
All Terrain Vehicles, Travel Trailers

*APR reflects a .25% discount for automatic payment and a .25% discount for direct deposit of net paycheck. Automatic payment and/or direct deposit are optional.

**Annual Percentage Rate

Large Recreational Vehicles
Motor Homes/ Boats greater than 16 feet

*APR reflects a .25% discount for automatic payment and a .25% discount for direct deposit of net paycheck. Automatic payment and/or direct deposit are optional.

**Annual Percentage Rate

2010 Recreational vehicles and older-Refer to personal loan rate.

Collateral Loans

*Annual Percentage Rate.
**Repayment term 60 months
Variable Loan Rate.
Loan Rate will be 3% above the current interest rate being earned on an Athol Savings Bank Passbook,Statement Savings or Certificate of Deposit with a minimum loan rate of 4.50% (floor).
Maximum loan to value 100%.

Questions?

At Athol Savings Bank, we’re here for you! If you’ve got questions, we’ve got answers.

We’re here to discuss your questions, suggestions, and concerns at your convenience; and, we always look forward to talking with you. Contact us today!