
Consumer Loans
At Athol Savings Bank, we strive to offer you the best loan rates possible – everyday!
Loan Rates
All rates Effective 4/2/2018
All Rates Subject to Change Without Notice
Personal Loans
*APR reflects a .25% discount for automatic payment and a .25% discount for direct deposit of net paycheck. Automatic payment and/or direct deposit are optional.
** APR = Annual Percentage Rate
HEAT Loans
*APR = Annual Percentage Rate
Overdraft Line of Credit
*APR = Annual Percentage Rate
$32.00 fee assessed annually after the first year
New Auto Loan
Used Auto Loan
*Additional .25% discount for Automatic payment from ASB Deposit Account. Automatic payment is optional.
**Annual Percentage Rate.
2010 Automobiles and older-Refer to personal loan rate.
Small Recreational Vehicles-Motorcycles/Snowmobiles
All Terrain Vehicles, Travel Trailers
*APR reflects a .25% discount for automatic payment and a .25% discount for direct deposit of net paycheck. Automatic payment and/or direct deposit are optional.
**Annual Percentage Rate
Large Recreational Vehicles
Motor Homes/ Boats greater than 16 feet
*APR reflects a .25% discount for automatic payment and a .25% discount for direct deposit of net paycheck. Automatic payment and/or direct deposit are optional.
**Annual Percentage Rate
2010 Recreational vehicles and older-Refer to personal loan rate.
Collateral Loans
*Annual Percentage Rate.
**Repayment term 60 months
Variable Loan Rate.
Loan Rate will be 3% above the current interest rate being earned on an Athol Savings Bank Passbook,Statement Savings or Certificate of Deposit with a minimum loan rate of 4.50% (floor).
Maximum loan to value 100%.
Questions?
At Athol Savings Bank, we’re here for you! If you’ve got questions, we’ve got answers.
We’re here to discuss your questions, suggestions, and concerns at your convenience; and, we always look forward to talking with you. Contact us today!